It’s shocking to think that credit card agreements are written at a level beyond what 4 out of 5 Americans can understand. Why? To protect the credit card providers against lawsuits. But there are some good starting points included in this video from CreditCards.com that will help you to level the playing field:
It’s vital that you understand your credit card agreement. Usually, there are enough consumer laws out there to protect you from the excesses that have plagued the industry in the past. Even still, it’s worth asking your provider to explain areas you have difficulty with. If nothing else, their willingness to cut through the legal and technical jargon should give you confidence that you’re dealing with an open and trustworthy company.
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