Use Credit, not Debit, for your online shopping

The common wisdom is to spend money you have before you even consider spending money you don’t. In other words, buying with a credit card is relatively expensive compared to using a debit card.

Although it seems sensible enough, there are other factors to consider. For example: what if your card details end up in the wrong hands? Fraudulent financial activities are always a grave concern, especially online where there is often a fear that hackers will intercept all the information you enter on a website.

Well the good news is that credit cards are protected against fraudulent activity. Your maximum liability for online purchases? Zero.

In truth, all transactions are protected somewhat by law, but experts reckon that for online purchases, credit cards offer the most protection. Read more at http://www.savvysugar.com/Should-I-Use-Credit-Debit-PayPal-When-Im-Shopping-Online-12126895

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